One Prepaid Card.
Multiple Possibilities.

One Union Card

Making everyday spending simple, secure, and convenient.

Add Greater Control and Convenience to your Money Management Toolkit with our new

One Union Card

This card is all about helping our members limit their personal spending to the funds they actively have.
Members are in complete control:
they set a budget, load the funds to their card and avoid overspending.

Apply For Your Card Here

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Your Name(Required)
MM slash DD slash YYYY
Your Address
Your Email Address
For instruction to load card
Employer's Address

Accurate and current member information is required to satisfy Know Your Customer (KYC) requirements and regulatory due diligence in compliance with the Money Laundering & Financing Terrorism (Prevention & Control) Act, 2011-23 and regulations of the Financial Services Commission. We therefore ask that you complete all fields so that your information remains current.

Terms and Conditions

One Union Prepaid Card Terms

Lifetime Credit Union is pleased to offer you the One Union Prepaid Card in collaboration with partnering credit unions, the Caribbean Credit Card Corporation Ltd. (4Cs), and MasterCard. As such, certain limits, fees, and policies may be set by our partners. Kindly note that the following shall apply:

  • Card Application Fees: Free until 14-Aug-2026; thereafter $10.
  • Activation & Renewal: Free activation; free renewal upon expiration.
  • Replacement: Lost/stolen cards may be replaced before expiration at a cost of $20.
  • Transaction fees: Subject to fees charged at various ATMs and points of sale.
    • Credit Union ATM: Charge of BBD $4
    • Bank ATM: Charge of BBD $4
    • International ATM & POS: 2% foreign exchange fee along with any additional charges may be applicable by overseas banks.
  • Annual Maintenance Fee: None.
  • Limits:
    • Maximum daily load: BBD $50,000
  • Card Loading Times:
    • Requests before 2:00 p.m. (Mon–Fri) will be loaded within 2 hours
    • Requests after 2:00 p.m. will be loaded by 10:00 a.m. next business day
  • Card Expiration: Three years from date of issue.
  • No Overdraft: Transactions are limited strictly to available card balance.
  • Security: Cardholder must safeguard PIN and report loss immediately.
  • Compliance: Use of card will be subject to applicable KYC/AML regulations.
Consent & Declarations

I hereby apply for a Lifetime Credit Union Prepaid Card. I confirm that:

MM slash DD slash YYYY

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